Susan Crocket will never forget Jan. 4, 2013.
That was the day Michael Anders tried to conduct an emergency landing at the nearby Flagler County Airport but crashed less than a mile from the runway and into Crockett's home.
She was able to get out of the burning home by jumping through a window. Anders and his two passengers died.
Crockett's attorney, Marc Dwyer, later found out Anders had no insurance on his plane.
A bigger shock? "There's no absolutely hard and fast rule that they even carry it and, yes, that is a shock," Dwyer said.
While the Federal Aviation Administration requires a pilot be licensed, insurance is optional.
Now Dwyer is trying to change that -- by either getting the FAA, Congress or even President Barack Obama to act.
Dwyer said it's a simple fix: "Some proof of insurance must be provided prior to a plane taking off from a regulated airport."
Crockett not only lost her home, but she lost practically everything she owned. While insurance would not have replaced everything, the extra money could help offest the costs that will continue.
"Psychological counseling, possibly for the rest of her life," Dwyer said. "Physical therapy for the repair and rehabilitation of physical injuries from jumping out of a window. It would help to just make the recovery process a little better."
Dwyer found that Anders' estate is insolvent, so no money can come from that.
He also points out that Crockett isn't the only victim. He wonders about the families of Duane Shaw and Charissee Peoples, the two passengers on board.
Dwyer plans to meet with U.S. Rep. Ron DeSantis at the end of the month in hopes of gaining his support for the proposed changes.